Digital product

Absolutely. SteadyCent was designed for people with little or no budgeting experience. Simply enter your income and transactions, and the spreadsheet automatically handles the calculations, summaries, charts, and financial insights for you. No formulas or spreadsheet knowledge required.

Yes. You log everything in one continuous list, and the Dashboard lets you switch between months instantly. There's also a Progress tab showing your income, expenses, and safety buffer trending over time — so you can actually see whether you're improving.

Yes — every category is editable. Rename them, delete what you don't need, add what you do. Whether that's tuition, childcare, a wedding fund, or student loans, you can make it match your actual life in a couple of minutes.

It's a single number, from 0 to 100, that tells you honestly how you're doing this month — instead of leaving you to interpret a pile of figures. It blends how much of your income you're spending, how much you're saving, and how funded your safety buffer is, then gives you a plain-language read: Low Stress, Moderate, or High.