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Your budget should explain itself.

Your budget should explain itself.

Regular price $21.27 CAD
Regular price Sale price $21.27 CAD
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Plan clearly. Track simply. Understand your month.

A budget tracker spreadsheet that organizes your income, expenses, savings, and goals in one place — then turns it all into a clear Monthly Recap so you can see exactly where you stand.

One-time purchase. Works in Excel and Google Sheets.

What’s included

SteadyCent is a ready-to-use Excel and Google Sheets workbook designed to help you plan your month, log your transactions, and understand your financial position more clearly.

Your workbook includes:

• Setup
• Transactions
• Dashboard
• Money Stress Score
• Safety Buffer tracker
• Monthly Recap

Enter your own numbers and use the connected tabs to see your spending, remaining balance, savings progress, and monthly position in one place.

FAQ

What do I receive?

You’ll receive three files:

  1. A completed sample workbook so you can see how the dashboard works and what your finished monthly view can look like.
  2. A blank workbook for entering your own income, expenses, budget, Safety Buffer, and savings information.
  3. A simple setup guide that walks you through the workbook step by step and helps you get started if you get stuck.

Together, they give you everything you need to go from entering your numbers to seeing your whole month clearly in one dashboard.

Do I need to be good at spreadsheets?

No. It is designed for beginners. You enter your own information into the workbook, and the connected sections update automatically.

How do I receive it?

You receive digital access after purchase. No physical product is shipped.

Is this personalized financial advice?

No. SteadyCent is an educational budgeting and organization tool. It does not provide personalized financial, investment, tax, legal, or debt advice.

Can I use Money Made Simple with it?

Yes. Money Made Simple can help you understand the habits behind your numbers, while SteadyCent gives you a place to track and review them.

View full details

Why SteadyCent?

Many budget spreadsheets leave you with formulas, empty tables, and numbers to figure out on your own. SteadyCent was built to help you understand your finances, not just record them.

  • Enter

    Add your expected income, budget categories, and Safety Buffer goal.

  • Log

    Record your income and expenses as they happen. Your connected dashboard updates with each entry.

  • Review

    Open your Dashboard or Monthly Recap to understand where your money went and what to focus on next.

See your month more clearly.